Estate Planning in Tucson, Arizona

Legacy and estate coordination that helps Tucson families pass on what they have built with clarity, intention, and care.

Schedule a Consultation Call (520) 326-8950

Multi-Gen

Planning across children and grandchildren

Coordinated

Documents aligned with your whole plan

Beneficiary-Checked

We reconcile every designation

Fiduciary

AIF® advice in your best interest

A Plan for the People and Causes You Love

Estate planning is not only about documents. It is about making sure the wealth you built ends up where you intend, with as little friction for your family as possible.

Wills and trusts are essential, but they are only part of the picture. Beneficiary designations on your retirement accounts and insurance often override your will, and when they fall out of date, assets can go to the wrong person entirely. A plan that ignores these gaps is not complete.

Consilium Wealth coordinates the financial side of your legacy: reconciling beneficiary designations, aligning account titling with your documents, and making sure your estate strategy works with your retirement and tax plan rather than against it. Our founder's philosophy has always extended to clients' children, grandchildren, and philanthropic interests. As Accredited Investment Fiduciaries^®, our advisory recommendations are made in your best interest, and we work alongside your estate attorney.

We coordinate the financial side of your legacy and work with your attorney; we do not draft legal documents or provide legal advice.

Why Estate Coordination Matters

The documents are only as good as the details behind them. These are the gaps a coordinated review catches.

60%

of adults lack a will

A majority of American adults do not have a will or estate documents in place, leaving key decisions to default state rules.¹

1form

can override your will

Beneficiary designations on retirement accounts and insurance generally pass outside your will, so a single outdated form can redirect a large asset.²

3generation

the horizon we plan for

Our approach looks beyond you to children, grandchildren, and the causes you care about, so your intentions carry forward.

What Estate Coordination With Us Covers

We focus on the financial coordination that makes your documents hold up.

Beneficiary Reviews

Reconciling every retirement and insurance beneficiary so nothing conflicts with your intentions.

Review beneficiaries →

Account Titling

Aligning how accounts are owned with your will, trust, and overall plan.

Align titling →

Trust Coordination

Working with your attorney so funded trusts and your investment accounts are consistent.

Coordinate trusts →

Wealth Transfer Strategy

Approaches to pass assets to heirs and charities in line with your goals and tax picture.

Plan transfers →

Charitable Giving

Structuring gifts and qualified charitable distributions that reflect what matters to you.

Give with intention →

Family Conversations

Helping you communicate the plan so the next generation understands your wishes.

Prepare your heirs →

Why Families Trust Us With Their Legacy

Legacy planning touches every other part of your finances, which is why coordination matters so much. Because we manage investments, retirement, and tax strategy together, your estate decisions are made with the full picture in view.

We work alongside your estate attorney and are independent through LPL Financial, so our guidance follows your goals.

Multi-Generational Focus
Planning that considers children, grandchildren, and philanthropic goals, not just today.
Every Beneficiary Reconciled
We check the designations that quietly override wills, so your intentions hold.
Fiduciary Standard on Advisory Services
Our advisory recommendations are made in your best interest.
Works With Your Attorney
We coordinate the financial side while your attorney handles the legal documents.

Stephen Horvath, ChFC^®, CLU^®, CEP^®, AIF^®

Wealth Advisor & Managing Partner

More than 35 years in financial services and an Accredited Investment Fiduciary^® who coordinates retirement, tax, estate, and investment planning into one strategy.

Brady Doe, AIF^®

Wealth Advisor & Associate Partner

An Accredited Investment Fiduciary^® focused on retirement readiness and disciplined, goals-based investment strategy for families and pre-retirees.

David Hermann, CRPC^®, BFA^™

Wealth Advisor & Associate Partner

More than 15 years in financial services, a Chartered Retirement Planning Counselor^℠ focused on retirement planning, investment strategy, and long-term decisions.

Areas We Serve

Consilium Wealth coordinates estate and legacy planning from our Tucson office for families across Arizona and in many other states nationwide, working with your attorney wherever you live.

Tucson & Southern Arizona

Tucson
Oro Valley
Marana
Catalina Foothills
Sahuarita & Vail
Green Valley

Phoenix Metro & Statewide

Phoenix
Scottsdale
Chandler & Gilbert
Tempe
Sedona & Flagstaff
Prescott

Beyond Arizona

Planning by secure video & phone
Relocating to or from Arizona
Out-of-state family & heirs
Registered in many states nationwide
Same fiduciary team everywhere

Many clients first found us here in Tucson and stayed with us after moving elsewhere; others work with us remotely from the start. We are registered to serve clients in a number of states beyond Arizona. To confirm we can work with you where you live, just ask, or see the full list of states in the footer below.

Find Out If We Serve Your Area

Protect What You Have Built

The right time to coordinate your legacy is before it is needed. Tell us about your family and your wishes, and we will help you see where your plan stands and what to align next.

Prefer to talk now? Call (520) 326-8950

Ready when you are.

Schedule a Consultation Call (520) 326-8950

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Reaching out does not create an advisory relationship.

Frequently Asked Questions

Do you draft wills and trusts?

No. We are not a law firm and do not draft legal documents or provide legal advice. We coordinate the financial side of your legacy, including beneficiary designations, account titling, and wealth-transfer strategy, and we work alongside your estate attorney, who prepares the documents.

Why do beneficiary designations matter so much?

Beneficiary designations on retirement accounts and life insurance generally pass outside your will. That means an outdated form can send a large asset to the wrong person, regardless of what your will says. Reviewing and reconciling these is one of the most valuable steps in estate coordination.

What is multi-generational planning?

It is planning that looks beyond your own retirement to your children, grandchildren, and charitable interests. That can include how assets transfer, how to reduce friction and taxes for heirs, and how to communicate your wishes so the next generation understands them.

Do I need an estate plan if I am not wealthy?

Most adults benefit from at least basic documents and up-to-date beneficiary designations, regardless of net worth. Coordination ensures your accounts, documents, and wishes agree. We can help you understand what applies to your situation and work with an attorney for the legal pieces.

How do I get started?

Request a consultation through the form on this page or call our Tucson office at (520) 326-8950. We will review how your accounts and designations line up with your wishes and outline the next steps.

1. Industry surveys of U.S. adults without a will or estate documents. 2. IRS and general estate-planning guidance on beneficiary designations passing outside probate. Provided for general educational purposes only and not legal or tax advice; consult a qualified attorney regarding your situation.