Investment Management In Tucson, AZ

Consilium Wealth builds and manages personalized portfolios for individuals, families, and business owners across Tucson and Southern Arizona, with advice held to a fiduciary standard on the advisory services we provide.

Request A Consultation Or Call (520) 326-8950

Fiduciary Advisory Standard Advisory recommendations made in your best interest

Four Decades Serving Tucson A local Speedway Boulevard practice since 1983

Independent Through LPL Financial Access to strategies without proprietary product pressure

Credentialed Advisors AIF, ChFC, CLU, CRPC, and CEP designations on staff

A Disciplined Approach To Managing Your Investments

Your portfolio should reflect your goals, your time horizon, and how much risk you are comfortable taking, not a one-size-fits-all model. At Consilium Wealth, investment management begins with understanding where you are today and where you want to go, then designing a strategy built to pursue those objectives over time.

We have served Tucson individuals, families, and business owners from our Speedway Boulevard office for more than four decades. As an independent practice through LPL Financial, we are not tied to proprietary products, so our recommendations are made in your best interest and can draw on a wide range of strategies available in the market.

Whether you are growing assets during your working years, preparing to draw income in retirement, or coordinating investments alongside tax and estate planning, our aim is the same: a clear, coordinated strategy you understand and can rely on. We would welcome the chance to review your portfolio and discuss how we can help.

Why Investment Management Matters

Markets move, tax rules change, and life rarely follows a straight line. A portfolio that is actively managed and coordinated with the rest of your plan can help you stay on course through all of it.

Emotion Is Costly In Volatile Markets

Reacting to short-term swings can undermine long-term results. A disciplined, documented strategy helps you make decisions based on your goals rather than the day's headlines.

Risk Should Match Your Stage Of Life

The right level of risk for someone decades from retirement differs from someone drawing income today. We calibrate allocations to your time horizon and comfort with risk.

Taxes And Fees Affect What You Keep

How and where investments are held influences your after-tax outcome. We coordinate investment decisions with tax planning so more of your return works for you.

Coordination Prevents Costly Gaps

When investments, retirement income, and estate strategy are managed together, no part of your plan works against another. Coordination is where much of the long-term value comes from.

Our Investment Management Services

We coordinate the pieces of your portfolio into one strategy, then manage it with discipline as markets and your circumstances change.

Personalized Portfolio Management

Diversified portfolios designed around your goals, time horizon, and tolerance for risk, then monitored and rebalanced over time.

Retirement Income Strategies

Drawdown and withdrawal planning intended to help your savings support the retirement you have worked toward.

Tax-Aware Investing

Investment decisions coordinated with tax planning, with attention to asset location and the after-tax result you keep.

Risk Management

Allocation and protection strategies matched to your stage of life, so your portfolio reflects the risk that is right for you.

Faculty And Employer Plan Guidance

Support for 403(b) and 457(b) participants and other employer plans, including consolidation and rollover decisions.

Estate And Legacy Coordination

Investment strategy aligned with your estate plan to help provide for an orderly transfer of assets to the next generation.

Why Tucson Investors Work With Us

Choosing an advisor is really about deciding whom to trust with your family's future. Our value comes from experience, transparency, and a standard of care that puts your interests first.

We are a local Tucson practice with the independence and resources of LPL Financial behind us, so you get personal relationships and broad market access in the same place.

Verify our registration and background anytime on FINRA's BrokerCheck, or review the LPL Financial Form CRS Client Relationship Summary.

Fiduciary Standard On Advisory Services

Our advisory recommendations are made in your best interest, with advice designed around your goals rather than product sales.
Independent Through LPL Financial

Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.
Rooted In Tucson, AZ

We live and work where our clients do, on Speedway Boulevard in Tucson, and we meet with you face to face.
Comprehensive, Coordinated Advice

Investments, retirement, tax, and estate strategy managed together, so no part of your plan works against another.

Stephen Horvath, ChFC®, CLU®, CEP®, AIF®

Wealth Advisor & Managing Partner

More than 35 years in financial services and an Accredited Investment Fiduciary® who coordinates retirement, tax, estate, and investment planning into one holistic strategy.

David Hermann, CRPC®, BFA™

Wealth Advisor & Associate Partner

More than 15 years in financial services, a Chartered Retirement Planning Counselor℠ focused on retirement planning, investment strategy, and long-term financial decisions.

Areas We Serve

Consilium Wealth is headquartered in Tucson, Arizona, and provides financial planning and investment management to clients across Arizona and in many states nationwide. Wherever you live, you work with the same fiduciary team and the same coordinated planning process.

Tucson & Southern Arizona

Tucson
Oro Valley
Marana
Catalina Foothills
Vail & Sahuarita
Green Valley

Phoenix Metro & Statewide

Phoenix
Scottsdale
Paradise Valley
Chandler & Gilbert
Sedona & Flagstaff
Prescott

Nationwide

Remote planning by video & phone
Relocating to or from Arizona
Out-of-state family & heirs
Clients served in 25+ states
Same fiduciary team everywhere

Many of our clients first found us here in Tucson and stayed with us after moving elsewhere; others work with us remotely from the start. Because we serve clients by secure video and phone as easily as in our office, distance is never a barrier to comprehensive, fiduciary advice. To confirm we're registered to serve your state, just ask, or see the list of states in the footer below.

Find Out If We Serve Your Area

Request A Complimentary Consultation

If you want a clear, coordinated strategy for managing your investments, we would welcome a conversation. Share a few details and we will reach out to schedule a time that works for you.

Prefer to talk now? Call (520) 326-8950

Frequently Asked Questions

What Does An Investment Manager Do?

An investment manager builds and oversees a portfolio on your behalf. That includes understanding your goals and tolerance for risk, choosing an appropriate mix of investments, monitoring performance, and rebalancing as markets and your circumstances change. At Consilium Wealth, we also coordinate those decisions with your retirement, tax, and estate strategy so the whole plan works together.

Are You A Fiduciary?

When we provide advisory services, we act as a fiduciary and make recommendations in your best interest. Our advisors hold the Accredited Investment Fiduciary (AIF) designation. You can review the LPL Financial Form CRS Client Relationship Summary and check any advisor's background on FINRA BrokerCheck to understand the capacities in which we serve you.

How Are Your Investment Management Fees Structured?

Fees depend on the services you choose and the accounts involved. We review how we are compensated with you before any engagement begins, and the details are disclosed in the applicable account agreements and the LPL Financial Form CRS. We are glad to walk through the specifics during an introductory consultation.

Do I Need A Minimum Amount To Work With You?

We work with individuals, families, and business owners at a range of stages, including university faculty and 403(b) and 457(b) plan participants. The best first step is a conversation so we can understand your situation and explain how we can help. Reach us at (520) 326-8950 or through our contact page.

How Is Investment Management Different From Financial Planning?

Investment management focuses on how your portfolio is built and maintained. Financial planning is broader and covers retirement, tax, estate, insurance, and cash-flow decisions. The two work best together. We manage investments in the context of your full plan so your portfolio supports your larger goals rather than sitting apart from them.

Do You Serve Clients Outside Of Tucson?

Our office is in Tucson and we serve clients across Southern Arizona, including Oro Valley, Marana, Sahuarita, Green Valley, and the Catalina Foothills. LPL Financial representatives may transact securities business only with residents of the states in which they are properly registered. We are happy to confirm whether we can work with you in your state.